Typical timeline
Week 1
Prequalification and lender intake
Week 2-3
Document collection and initial underwriting
Week 3-5
Property review, appraisal, and third-party reports
Week 5-8
Credit approvals, commitment, and closing coordination
SBA Loan Timeline: Prequal to Closing
Most deals move faster when borrowers prepare financial documents early and align lender, broker, and attorney communication from day one.
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